• Renters insurance covers possessions such as furniture, clothing, bedding and other household items.
With Hanover Fire and Casualty, you are covered from the following perils:
• Fire • Lightning • Windstorm • Hail/Sleet • Explosion
You may also elect to add these coverages to your renters insurance policy:
PERSONAL LIABILITY –
Provides legal defense coverage in the event you are found negligent with respect to the occupancy of your house or apartment. This coverage is often required by landlords or management companies.
Provides an additional peril and coverage limit to your policy in the event of a loss to your possessions due to burglary.
ADDITIONAL LIVING EXPENSE –
If your rented house or apartment is uninhabitable after a fire or other covered peril, your renters insurance policy will provide coverage for your extra expenses incurred.